Printing & Cheque Use Disclaimer

Printing & Cheque Use Disclaimer

Effective Date: 01 October 2026 Version: 1.0 Product: ChequePilot Provider: DesignMUSTER Technologies Territory: Worldwide

1. Purpose

ChequePilot is a software-as-a-service platform provided by DesignMUSTER Technologies to assist users with cheque preparation, cheque template configuration, cheque printing, cheque records, printer positioning, payee and bank records, print preview, print calibration, and related administrative activities.

ChequePilot is a software tool only.

DesignMUSTER Technologies is not a bank, financial institution, cheque-clearing authority, payment processor, accounting firm, law firm, financial adviser, or regulatory authority.

ChequePilot does not independently issue, authorize, clear, approve, honour, guarantee, verify, or settle cheques.

2. User Responsibility

The user is solely responsible for reviewing, verifying, approving, and authorizing all cheque information before any cheque is printed, signed, issued, delivered, submitted to a bank, or otherwise used.

This includes, without limitation:

• Payee or beneficiary name
• Cheque number
• Cheque date
• Numeric amount
• Amount in words
• Currency
• Bank account
• Cheque template
• Reference number
• Memo or remarks
• Signature
• Stamp
• Seal
• A/C Payee or similar markings
• Printer profile
• Page size
• Paper orientation
• Cheque rotation
• Print position
• X-axis adjustment
• Y-axis adjustment
• Printer calibration
• Physical alignment
• Scaling
• Paper feed
• Final printed output
• Correct cheque stock
• Correct bank-issued cheque format

The user must inspect the final physical cheque before signing, issuing, delivering, submitting, or otherwise using it.

3. Printing and Printer Settings

Printing results may vary depending on hardware, software, drivers, operating systems, browsers, paper handling, printer configuration, and mechanical tolerances.

Factors that may affect printing include:

• Printer make and model
• Printer driver
• Operating system
• Browser
• Paper feed mechanism
• Custom paper size settings
• Printer margins
• Scaling settings
• Page orientation
• Cheque rotation
• X and Y positioning
• Printer calibration
• Mechanical tolerances
• Paper thickness
• Cheque stock dimensions
• User-configured printer preferences
• Third-party printing software
• Browser print dialog settings

On-screen previews, guides, dotted boundaries, layout indicators, and print positioning tools are provided as assistance only.

The user remains responsible for confirming that the physical printer, cheque stock, paper size, printer profile, margins, orientation, scaling, alignment, and final printed output are correct before using the cheque.

4. User Printing Errors

To the maximum extent permitted by applicable law, DesignMUSTER Technologies shall not be responsible for any loss, cost, claim, expense, penalty, bank charge, business interruption, delay, or damage resulting from user-controlled printing, configuration, or data-entry errors.

Such errors may include, without limitation:

• Incorrect cheque data
• Incorrect payee details
• Incorrect amount
• Incorrect amount in words
• Incorrect date
• Incorrect currency
• Incorrect cheque number
• Incorrect bank account
• Incorrect cheque template
• Incorrect printer profile
• Incorrect paper size
• Incorrect page orientation
• Incorrect cheque rotation
• Incorrect X or Y position
• Incorrect printer calibration
• Misaligned printing
• Printing outside the intended cheque area
• Printing over pre-printed bank information
• Incorrect scaling
• Incorrect paper feed
• Use of the wrong cheque stock
• Use of the wrong printer
• Failure to inspect the physical print
• Incorrect signature placement
• Incorrect stamp or seal placement
• Reprinting an incorrect cheque
• Printing duplicate cheques
• Issuing a cheque without proper authorization
• Failure to follow internal company approval procedures

5. Bank Acceptance and Processing

ChequePilot does not guarantee that any cheque will be accepted, processed, cleared, honoured, paid, or accepted as valid by any bank, financial institution, clearing authority, government body, business, or other third party.

Banks and financial institutions independently determine whether a cheque complies with their operational, legal, technical, formatting, security, and account requirements.

DesignMUSTER Technologies has no control over a bank's or financial institution's decision to:

• Accept a cheque
• Reject a cheque
• Return a cheque
• Dishonour a cheque
• Delay processing
• Hold a cheque
• Require replacement
• Require additional verification
• Apply a fee or charge
• Refuse a particular cheque format
• Refuse a printed or modified cheque
• Refuse a cheque because of signature, date, amount, alignment, formatting, or other requirements

6. Authorization and Signatures

The user is responsible for ensuring that every cheque created, printed, signed, stamped, sealed, issued, or delivered through the use of ChequePilot is properly authorized.

The user is responsible for ensuring that:

• The cheque is lawfully authorized
• The correct person or persons sign the cheque
• Any uploaded or reproduced signature is used with lawful authority
• Any stamp or seal is used with lawful authority
• Internal maker/checker procedures are followed
• Internal approval procedures are followed
• Company authorization limits are followed
• Bank mandate requirements are followed
• Any required dual-signature or multiple-signature rules are followed

ChequePilot does not independently verify signing authority, internal company authority, bank mandates, or approval limits.

7. Fraudulent or Unauthorized Use

Users must protect their ChequePilot accounts, usernames, passwords, devices, cheque books, bank information, templates, signatures, stamps, seals, access credentials, and internal permissions.

Users must immediately notify DesignMUSTER Technologies if they suspect unauthorized account access, credential theft, misuse, fraud, or compromise.

To the maximum extent permitted by applicable law, DesignMUSTER Technologies is not responsible for losses resulting from unauthorized use caused by a user's failure to reasonably protect:

• Login credentials
• Devices
• Email accounts
• Browser sessions
• Printed cheques
• Cheque stock
• Signatures
• Stamps
• Workspace permissions
• Team-member access
• Internal approval procedures

This limitation does not exclude liability where a loss results directly from DesignMUSTER Technologies' own fraud, gross negligence, wilful misconduct, or any legal responsibility that cannot lawfully be excluded.

8. Data Protection and Security

DesignMUSTER Technologies uses reasonable technical and organizational measures intended to protect the ChequePilot platform and customer data.

These measures may include access controls, authentication, encryption where appropriate, logging, database protection, hosting security, backups, monitoring, software updates, and other reasonable security practices.

However, no internet-connected system, cloud service, hosting platform, application, database, network, or software service can guarantee absolute security or uninterrupted availability.

Risks may include:

• Hacking
• Cyberattacks
• Malware
• Ransomware
• Credential theft
• Phishing
• Unauthorized third-party access
• Hosting failures
• Internet outages
• Network failures
• Distributed denial-of-service attacks
• Third-party API failures
• Third-party infrastructure failures
• Software vulnerabilities
• Browser vulnerabilities
• Operating-system vulnerabilities
• Payment-provider outages
• Authentication-provider outages
• Other events outside the reasonable control of DesignMUSTER Technologies

Users should maintain appropriate independent business records, copies, and backups of legally or financially important information.

Where a data or security incident is directly caused by DesignMUSTER Technologies' breach of a mandatory legal obligation, liability will be determined in accordance with applicable law.

9. Third-Party Infrastructure and Services

ChequePilot may rely on third-party providers for services such as:

• Cloud hosting
• Databases
• Authentication
• Email
• Payment processing
• Networking
• Domain services
• Monitoring
• Security services
• Storage
• Analytics
• Software libraries
• Operating-system services
• Browser functionality
• Printer drivers

DesignMUSTER Technologies cannot guarantee the uninterrupted availability, security, accuracy, performance, or continued operation of third-party systems that are outside its reasonable control.

10. No Financial, Banking, Accounting, Legal, or Regulatory Advice

ChequePilot is a software platform and does not provide:

• Legal advice
• Banking advice
• Financial advice
• Accounting advice
• Tax advice
• Regulatory approval
• Compliance certification
• Bank approval
• Audit certification
• Professional advice

Users are responsible for obtaining independent professional advice where required.

11. Accuracy of User Data

ChequePilot may process and display information entered, imported, selected, or uploaded by users.

DesignMUSTER Technologies does not independently verify the accuracy of user-provided cheque data.

The user remains responsible for the correctness, completeness, legality, and authorization of all information entered into the platform.

12. Cheque Templates

Cheque templates are configured to assist users in positioning information on physical cheque stock.

The user is responsible for ensuring that:

• The selected template matches the actual bank cheque
• Physical dimensions are correct
• Field positions are correct
• Bank-issued design requirements are respected
• Currency is correct
• Printer setup is correct
• Printed output is physically verified before issue

A template preview does not constitute a guarantee that the physical output will be accepted by a bank.

13. Print Preview

Print previews are intended to help users understand approximate cheque placement on the selected page or cheque stock.

A preview may show:

• Page size
• Cheque position
• Cheque rotation
• X and Y adjustments
• Physical cheque boundary
• Printer calibration
• Layout elements

Preview guides, dotted borders, alignment aids, and screen-only boundaries are not part of the cheque itself and are not intended to appear in final printed output.

The user must verify the final physical result.

14. Printing on Standard Paper

Where users choose to print cheque content on standard page sizes such as A4, Letter, or other media, the user is responsible for selecting the correct:

• Page size
• Orientation
• Cheque rotation
• Position
• X adjustment
• Y adjustment
• Printer settings
• Scaling settings
• Paper feed

DesignMUSTER Technologies does not guarantee that every printer or driver will reproduce physical measurements identically.

15. Custom Paper and Cheque Sizes

Some printers and printer drivers allow users to create custom paper or cheque sizes.

ChequePilot may provide information to assist users in configuring physical page dimensions.

However, ChequePilot cannot directly control or guarantee the behavior of Windows, macOS, printer drivers, browser print dialogs, printer firmware, or printer hardware.

The user is responsible for configuring the printer and operating system correctly.

16. Limitation of Liability

To the maximum extent permitted by applicable law, DesignMUSTER Technologies, ChequePilot, its owners, officers, employees, contractors, affiliates, licensors, and service providers shall not be liable for indirect, incidental, special, consequential, exemplary, punitive, or similar damages arising from or related to use of the Service.

This includes, without limitation:

• Lost profits
• Lost revenue
• Lost business
• Lost opportunities
• Business interruption
• Loss of goodwill
• Loss of reputation
• Loss or corruption of data
• Bank charges
• Late-payment charges
• Returned-cheque charges
• Penalties
• Cheque rejection
• Cheque return
• Cheque dishonour
• Incorrect cheque issuance
• Duplicate cheque issuance
• Unauthorized cheque issuance
• Printing errors
• Alignment errors
• Printer configuration errors
• Incorrect page size
• Incorrect cheque rotation
• Incorrect X or Y position
• Incorrect calibration
• User data-entry mistakes
• User selection mistakes
• Use of an incorrect bank account
• Use of an incorrect template
• Use of incorrect currency
• Third-party system failures
• Hosting failures
• Payment-provider failures
• Email-provider failures
• Authentication-provider failures
• Internet or network failures
• Printer-driver failures
• Operating-system failures
• Browser failures
• Bank decisions
• Actions of unauthorized persons where caused by compromised user credentials

17. Liability Cap

Where liability cannot lawfully be excluded, the total aggregate liability of DesignMUSTER Technologies arising out of or relating to ChequePilot shall, to the maximum extent permitted by applicable law, be limited to the total amount actually paid by the affected customer to ChequePilot during the three months immediately preceding the event giving rise to the claim.

If the customer uses a free plan and has paid no fees during that period, liability shall be limited to the maximum extent permitted by applicable law.

Nothing in this Disclaimer excludes or limits liability that cannot legally be excluded or limited.

18. Indemnification

To the extent permitted by applicable law, business users agree to indemnify and hold harmless DesignMUSTER Technologies and ChequePilot from claims, losses, liabilities, penalties, costs, and expenses arising from:

• Fraudulent cheque creation
• Unauthorized cheque creation
• Unauthorized signature use
• Unauthorized stamp or seal use
• Unlawful use of the Service
• User-entered cheque data
• User printing errors
• User configuration errors
• User violations of bank requirements
• User violations of applicable laws
• Third-party claims arising from the user's cheque issuance
• Violation of these Terms or this Disclaimer

19. Service Availability

DesignMUSTER Technologies aims to provide a reliable service but does not guarantee continuous, uninterrupted, or error-free operation.

The Service may be unavailable because of:

• Planned maintenance
• Emergency maintenance
• Hosting issues
• Internet failures
• Software updates
• Security incidents
• Third-party failures
• Force majeure events
• Technical problems outside DesignMUSTER Technologies' reasonable control

20. Worldwide Use

ChequePilot may be used internationally.

The user is responsible for ensuring that use of ChequePilot, cheque preparation, cheque printing, cheque issuance, cheque storage, signatures, stamps, data processing, and business activities comply with applicable laws, banking rules, commercial requirements, and regulatory requirements in the user's jurisdiction.

Mandatory local laws continue to apply where they cannot legally be excluded by contract.

No statement in this Disclaimer should be interpreted as excluding any consumer, privacy, security, contractual, or statutory right that cannot lawfully be excluded.

21. User Acknowledgement

By accessing or using ChequePilot to prepare, preview, print, manage, sign, stamp, issue, or record a cheque, the user acknowledges and agrees that:

• ChequePilot is a software platform only
• DesignMUSTER Technologies provides software functionality, not banking services
• The user controls cheque data
• The user selects the bank account
• The user selects the cheque template
• The user controls the printer
• The user controls printer settings
• The user controls paper and cheque stock
• The user controls signatures and stamps
• The user controls cheque issuance
• The user must verify the final physical cheque
• The user is responsible for data-entry errors
• The user is responsible for printing and alignment errors
• The user is responsible for printer configuration
• The user is responsible for lawful authorization
• DesignMUSTER Technologies does not guarantee bank acceptance
• DesignMUSTER Technologies does not guarantee uninterrupted third-party services
• Liability is limited to the maximum extent permitted by applicable law

22. Acceptance

Use of ChequePilot constitutes acknowledgement of this Printing & Cheque Use Disclaimer where such acceptance is legally effective.

Where ChequePilot requires explicit acceptance through a checkbox, subscription process, first-use process, printing workflow, or similar mechanism, the recorded electronic acceptance may be retained together with the relevant document version, date, user, workspace, and other audit information.

23. Changes to This Disclaimer

DesignMUSTER Technologies may update this Disclaimer where reasonably necessary to reflect:

• Product changes
• Security requirements
• Legal requirements
• Regulatory requirements
• New features
• Changes in third-party services
• Operational requirements

Where required by applicable law or the nature of the change, users may be asked to accept an updated version.

24. Contact

ChequePilot DesignMUSTER Technologies

For legal, privacy, compliance, support, or contractual enquiries, please use the official contact information published on the ChequePilot website.

END OF PRINTING & CHEQUE USE DISCLAIMER